Discover Financial Services, founded in 1985 and headquartered in Riverwoods, IL, is a digital banking and payment services company. It operates in two segments: Digital Banking and Payment Services.

The Digital Banking segment offers Discover credit cards, private student loans, personal loans, home loans, and deposit products. The Payment Services segment includes PULSE, Diners Club, and Network Partners, providing payment transaction processing and settlement services. Notable milestones include acquiring Pulse in 2005 and Diners Club International in 2008.

Discover launched the Discover it card in 2013, offering cash back rewards. In 2012, Discover made a $10 million commitment to financial education in U.S. high schools.

As of 2024, Discover has a market capitalization of $27.2 billion and revenue of $2.3 billion (FY 2022).

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